A borrower who entered into a trial loan modification was approved for a permanent modification by his servicer. However, upon reviewing the permanent modification, the borrower objected to the inclusion of a lump sum payment.
After twice sending a request for information to the servicer that was unanswered, the borrower sued for violations of RESPA, among other complaints.
Read on for details of how the New Jersey district court ruled on the RESPA count.
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